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How to verify the authenticity of a land in Ilorin.

Land verification is a vital part of real estate transactions. When purchasing a land in Ilorin it is expedient that you are knowledgeable on the details involved before you put in your money. The spike in real estate scam has made it very necessary to carry out real estate transactions through an authentic real estate company and reputable professionals like a lawyer, land surveyor and a real estate agent. Working with professionals is important because they will assist you to do a proper land verification to avoid glitches in times to come.

Land verification is a process whereby all matters that concerns possession, ownership or rights conveyed in land can be verified and recorded with the government to provide evidence of title and prevent unlawful ownership of property.

There are stages involved when conducting diligent investigation in verifying land authenticity. These are:

  • Conducting a search at the Land Registry, Kwara State.
  • Carrying out a confirmation of survey at the office of the Surveyor-General Kwara State.
  • Conducting a search at the Corporate Affairs Commission (CAC).

The relevant means of verifying land in Ilorin, Kwara State and conducting a search at the Land Registry is briefly discussed below.

• Conducting a search at the Land Registry, Ilorin, Kwara State- A land registry is established in every state under the Land Registration Law of Lagos State. The Land Registry for Ilorin is located at Offa Road, Ilorin, Kwara State. The Land Registry is responsible for maintaining documents relating to land within its territory.

• It is only properties that have been registered with the government of the state that can be verified at the land registry. Conducting a search at the Land Registry will reveal the true owner of the land and also reveal if there is any encumbrance such as government acquisition, mortgages, or any form of leasehold on the property.

• Conducting a confirmation of survey at the office of the Surveyor-General- This process involves verifying the location of the land in question through the coordinate as contained in the survey plan. This stage is important in the verification of land in Kwara State. The applicant applies to the office of the Surveyor-General (located at High Court Rd, Ilorin, Kwara State) to confirm the registration and availability status of a particular land using the coordinates and survey plan of the land. The purpose of carrying this process is to reveal whether the land is under government acquisition and whether the survey plan of the land is genuine or not.

• Conducting a search at the Corporate Affairs Commission (CAC) – Oftentimes, companies that acquire properties in Ilorin are incorporated with the Corporate Affairs Commission (CAC). A search is conducted at the CAC where a vendor of a land or previous owner of a land is a company incorporated with the CAC and also to disclose whether there is an encumbrance or charge registered in CAC in respect of the company's assets. It is important to conduct a search at the CAC to verify a land in Kwara State.

• Traditional Investigation- it is important to conduct a traditional search to verify a land in Ilorin, where the proposed land to be sold is owned by a single individual. This is achieved by investigating the family of the vendor to identify the principal members of the family and also the community in the town where the land is located, especially where the land is a subject of family or community ownership. It is important to verify that consent of all family members including the family head and that the family name is neither void nor voidable.

• Physical Inspection of the land/property location- this stage of verifying land is simply achieved by visiting the property in question. The purpose of conducting a physical inspection is to reveal any defects on the title of the land/property; confirm the physical condition of the land/property; to know the boundary of the land; to confirm if it corresponds with the coordinate or survey plan and also to know whether it is in possession by any person either by tenancy, leasehold or even by seizure through any anti-corruption agency.

There are important documents that must be part of every real estate transaction: They are Excision; Gazette; Certificate of occupancy; Deed of assignment; governor consent; and receipt. However, this document cannot be substituted for the other, a real property owner must possess all the documents and each of the documents must be verified by experts in order to confer true ownership of the land on the buyer of the property.

EXCISION: Excision is a process whereby the government releases a portion of an expanse of land that is not committed. When government acquired a land and there was later Excision that means the property is free from government acquisition thus certificate of occupancy could be easily processed on such property.

GAZETTE: A Gazette is the most confusing document that non-land experts have heard and know absolutely nothing about. They neither know what it looks like nor its perceived advantages or disadvantages. However it is one of the most important documents you must be connected to so as avoid demolishing of property in future for not being associated with it. A gazette is a document that keeps records of location or areas the government has acquired or has given to a community or a family.

DEED OF ASSIGNMENT: A legal agreement to give an asset or sell a debt to someone else. It enables ownership of a landed property to be transferred from the current owner to another person.

GOVERNMENT CONSENT: This is the approval that must be given by a Governor of a state or his delegate in any transaction that has to do with the transfer of ownership or interest over a land or property in order to make the transaction valid in law. For a land to have a Governor’s Consent title, there are processes that are followed to get this title. You need to confirm if they were legitimately followed, and the required documents that were being used to process the title were all authentic. Documents like:

a. Certified True Copy (CTC) of root of title

b. Deed/Instrument of transfer

c. Survey Plan

d. Letter of authority by the applicants

e. Site photographs with date

RECEIPT: This is a document acknowledging that a person has received property payment following a sale of property.

The best way to confirm if the land truly has an excision that has been covered by a gazette is to get a credible surveyor to chart that site and take it to the surveyor general's office to confirm whether it falls within the gazette and spell out the exact location where the land can be found.

Conclusion

As earlier mentioned, it very necessary to conduct thorough research and carry out real estate transactions through an authentic real estate company and professionals to save one the headache of future glitches in land or property purchase and to clear any doubts and confusion.

Real estate companies like CT Edge Limited have the heart desire to provide potential homeowners a credible property with all legal diligence and help potential clients verify authentic lands for purchase in Ilorin.

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